DJC Financial Services is Authorised and Regulated by the Financial Conduct Authority.


Your home may be repossessed if you do not keep up repayments on your Mortgage.

You may have to pay an early repayment charge to your existing lender if you Remortgage. 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
 
For Investments we work on an adviser charge basis, and for Mortgage business, we can be paid by fee or commission from the lender, or a combination of both.

We offer products from a range of insurers for Term Assurance, Critical Illness Cover, Non Profit Whole of Life, Income Protection and Private Medical Insurance.

 We can only offer products from a limited number of insurers for Buildings and Contents Insurance and Payment Protection Insurance.

Accessing pension benefits early may impact on levels of retirement income, and is not suitable for everyone. You should seek advice to understand your options at retirement. 

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. 

The Financial Conduct Authority does not regulate taxation and trust advice, will writing, university / school fees planning, and some aspects of buy-to-let mortgages.

The value of investments (including property) and the income derived from them may go down as well as up.  

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Past performance is not a guide to future performance.

Please note that a future performance indicator is not a reliable indicator of future results.

A future performance forecast is not a guide to future performance and may not be repeated.

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Independent Financial Advisers

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Looking for Financial Advice?


When it comes to financial matters, the one question that is frequently asked is;
 
“Where can I go to obtain reliable financial advice?”
 
In what can be a confusing minefield of legislation within the current financial marketplace and the range of financial jargon in the press, it’s not difficult to see why people are looking for advice, and this is where we can help.
 
We are a firm of independent financial advisers within your local area, whose role it is to provide independent and impartial financial advice. 

Whatever your request, we will search virtually the whole marketplace to identify the right products available to you. We will base this on an extensive financial review that we will undertake at your convenience, including evenings.

We work on either a fee or commission basis, or a combination of both – the choice is yours. 
 
Please contact DJC Financial Services to arrange a FREE, no obligation initial consultation. 
 
Why not take this opportunity to let us help you?

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Send us your contact details, and we’ll be in touch to schedule a mutually convenient no obligation, and free of charge appointment with one of our advisers...
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COMPLAINT? 

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.

Please be assured we treat complaints seriously. For your protection, if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service ('FOS'). Please see the following link for further details: http://financial-ombudsman.org.uk/ 
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